# Gumroad — Payment Provider

Creator-focused payment platform for selling digital products, memberships, and courses. Handles tax collection as a merchant of record.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Digital Creators
- **Fees:** 10% + $0.5
- **Fee range:** 10%–10%
- **Fee model:** flat-rate
- **Headquarters:** San Francisco, California
- **Founded:** 2011
- **Settlement time:** 7 business days
- **Sandbox:** no
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** asia, europe, north-america
- **Countries served:** 1 (GLOBAL)
- **Payment methods:** amex, credit_card, debit_card, discover, maestro, mastercard, paypal, visa
- **Features:** startup-friendly
- **Platforms:** online
- **SDKs:** javascript, rest-api
- **API docs:** https://mintlify.wiki/antiwork/gumroad/api/overview

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/gumroad#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=gumroad&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/gumroad

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)