# Hapic — Payment Provider

Hapic (HAPIC Ltd) is an electronic money institution based in Limassol, Cyprus. The Central Bank of Cyprus authorises and regulates it under licence no. 115.1.3.68. It offers SMEs in the EU/EEA business e-accounts with a dedicated IBAN, SEPA Credit Transfer and SEPA Instant payments, international transfers, currency exchange and multi-user access. Accounts currently handle EUR, and the site says USD, GBP and CHF support is coming soon.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Small and medium-sized enterprises in the EU/EEA that need a business IBAN account for SEPA and international transfers.
- **Categories:** traditional
- **Countries served:** 30 (AT, BE, BG, CY, CZ, DE, DK, EE, ES, FI, FR, GR, …)
- **Payment methods:** sepa, sepa_instant

## Legal & compliance

Legal entities:
- HAPIC LIMITED — Cyprus — licenses: E-Money Institution, CY, CBC

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/hapic#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=hapic&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/hapic

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)