# HedgeFlows — Payment Provider

HedgeFlows is an FCA-authorised payments and treasury platform. Businesses get a multi-currency account that can send and receive bank payments in 35 currencies across 185 countries, with local IBANs in major currencies. It also offers pre-bookable FX rates and hedging, automated accounts-payable payment runs, and reconciliation with accounting systems such as Xero, QuickBooks, NetSuite and Business Central. Treasury advisory services are sold separately.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** UK-based international SMEs and mid-market businesses that make and receive cross-border payments and need to manage FX exposure, with their accounting software kept in sync.
- **Fees:** Starter £99/mo or £950/yr; Scaler £499/mo or £4,800/yr; Enterprise Custom. FX margin from 0.25%; local payments free (100/mo); SWIFT payments low fixed fee; onboarding free.
- **Fee model:** subscription
- **Categories:** baas
- **Countries served:** 1 (GB)
- **Payment methods:** bank_transfer, swift, virtual_account

## Legal & compliance

Legal entities:
- HedgeFlows Ltd — United Kingdom — licenses: Payment Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/hedgeflows#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=hedgeflows&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/hedgeflows

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)