# Heropay — Payment Provider

Heropay (Hero), operated by ACPR-authorised payment institution Coruscant, offers businesses an online business account with a French IBAN, Visa Platinum cards and instant SEPA transfers. It also provides short-term financing: it pays supplier invoices that the business repays in 3 or 4 instalments, and it advances BackMarket and Conforama marketplace sales. Deposits held in the account can earn interest.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Small French businesses that want a free or low-cost online business account with short-term supplier-invoice financing and faster marketplace payouts.
- **Fees:** Hero X: 0€/mois HT; Hero Go: 9€/mois HT; Hero Pro: 39€/mois HT (sans engagement). Financement factures fournisseurs: tarif transparent à partir de 0.05 % par jour.
- **Fee model:** custom
- **Settlement time:** Hero paie vos ventes BackMarket et Conforama à j+1 de vos ventes.
- **Categories:** baas
- **Countries served:** 4 (DE, ES, FR, IT)
- **Payment methods:** apple_pay, bank_transfer, credit_card, debit_card, google_pay, sepa, sepa_instant, virtual_card, visa

## Legal & compliance

Legal entities:
- CORUSCANT — France — licenses: Payment Institution, FR, ACPR

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/heropay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=heropay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/heropay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)