# Hubtel — Payment Provider

Ghanaian fintech providing payment processing, e-commerce, and digital services. Enables merchants to accept mobile money, cards, and bank payments across Ghana.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Ghanaian Commerce Platform
- **Fees:** 1.95% per transaction for merchants (fees vary by payment method)
- **Fee model:** flat-rate
- **Headquarters:** Accra, Ghana
- **Founded:** 2005
- **Settlement time:** Next business day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** africa
- **Countries served:** 1 (GH)
- **Payment methods:** bank_transfer, credit_card, debit_card, mobile_money, pos
- **Features:** startup-friendly
- **Platforms:** mobile, online, pos
- **SDKs:** dotnet, php, rest-api
- **API docs:** https://developers.hubtel.com

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/hubtel#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=hubtel&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/hubtel

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)