# IBANWAY — Payment Provider

IBANWAY is an Italian payment institution supervised by the Bank of Italy. Its PagoIBAN service lets businesses take account-to-account payments by SEPA instant or standard credit transfer, started through open banking (PSD2) from the till, a website or a payment link. Merchants accept these payments in store with IBANPOS using QR codes, barcodes or 8-digit codes. It also offers SoftPOS for taking contactless card and wallet payments on a smartphone, plus loyalty and value-added services through its white-label VUOLLI wallet.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Italian retailers, large-scale distribution (GDO) chains, merchant networks and e-commerce sites that want account-to-account payments, plus mobile professionals who want to accept contactless cards on a smartphone.
- **Fees:** IBANPOS Merchant: a partire da 5,00 €* + IVA / mese; IBANPOS Merchant (PLUS): a partire da 30,00 €* + IVA / mese; custom app SaaS: OFFERTA PERSONALIZZATA. * Pagamento annuale con possibilità di rate trimestrali anticipate
- **Fee model:** custom
- **Settlement time:** Con il bonifico istantaneo SEPA il denaro arriva sul conto dell'azienda in pochi secondi, ventiquattr'ore su ventiquattro. Se la banca del cliente non aderisce al bonifico istantaneo si usa quello ordinario, con accredito entro due giorni lavorativi.
- **Categories:** traditional, regional
- **Countries served:** 1 (IT)
- **Payment methods:** apple_pay, google_pay, mastercard, open_banking, samsung_pay, sepa, visa

## Legal & compliance

Legal entities:
- IBANWAY S.P.A. — Italy — licenses: Payment Institution, IT, Bank of Italy

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/ibanway#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=ibanway&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/ibanway

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)