# IBANXS — Payment Provider

IBANXS (iban-XS B.V.) is a Dutch Central Bank-regulated open banking provider, founded in 2019. Through one API it offers Payment Initiation (Pay by Bank) and Account Information Services connecting to over 2,500 banks in more than 30 countries. It supports single, bulk and recurring payments and Payment Links. It acts as a Technical Service Provider for licensed PSPs, or as the license holder under a "License-as-a-Service" model for businesses without their own license.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Payment service providers, accounting software platforms and fintechs that want API access to European bank accounts for Pay by Bank payment initiation and account information.
- **Categories:** infrastructure
- **Countries served:** 1 (EEA)
- **Payment methods:** bank_transfer, open_banking, payment_link

## Legal & compliance

Legal entities:
- iban-XS B.V. — Netherlands — licenses: Payment Institution, NL, DNB

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/ibanxs#compliance.


Canonical page: https://paymentproviders.io/providers/ibanxs

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)