# InstaReM — Payment Provider

Cross-border payments platform by Nium enabling international money transfers, business payments, and card issuing across Asia-Pacific and global corridors.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** APAC Cross-Border Payments
- **Fee model:** flat-rate
- **Headquarters:** Singapore
- **Founded:** 2014
- **Settlement time:** Instant to 2 business days
- **Sandbox:** no
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** asia, oceania, southeast-asia
- **Countries served:** 7 (AU, GLOBAL, HK, ID, IN, MY, SG)
- **Payment methods:** bank_transfer, credit_card, debit_card, wire_transfer
- **Features:** instant-payout, low-fees
- **Platforms:** mobile, online

## Legal & compliance

7 legal entities · regulated in 10 jurisdictions on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/instarem#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=instarem&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/instarem

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)