# Interac — Payment Provider

Canada's national debit payment network, used by virtually all Canadian financial institutions. Interac handles billions of transactions annually through Interac Debit for in-store purchases and Interac e-Transfer for person-to-person and business payments. Essential for any merchant serving Canadian customers, offering secure, real-time payments with minimal fees.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Canadian Payments
- **Fees:** $0.08-0.15 per transaction
- **Fee model:** flat-rate
- **Headquarters:** Toronto, Ontario, Canada
- **Founded:** 1984
- **Settlement time:** Same day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** north-america
- **Payment methods:** bank_transfer, interac, real_time_payments
- **Features:** instant-payout, low-fees
- **Platforms:** mobile, online, pos
- **SDKs:** rest-api
- **API docs:** https://www.interac.ca/en/

## Legal & compliance

1 legal entity · regulated in 1 jurisdiction on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/interac#compliance.


Canonical page: https://paymentproviders.io/providers/interac

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)