# Januar — Payment Provider

Januar is a Danish payment institution that provides business IBAN accounts for sending, receiving and managing fiat currencies such as EUR and USD, aimed at crypto companies. It also offers embedded accounts that let platforms give their own customers dedicated IBANs, plus crypto trading and custody within the same account. Account, payment and crypto operations can be automated via API.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.
- **Categories:** baas, crypto, embedded
- **Countries served:** 30 (AT, BE, BG, CY, CZ, DE, DK, EE, ES, FI, FR, GR, …)
- **Payment methods:** bank_transfer, crypto, lightning_network, sepa

## Legal & compliance

Legal entities:
- Januar ApS — Denmark — LEI 984500A43E7FFC73CR76 — licenses: License, DK, ESMA MiCA; Payment Institution, DK, Finanstilsynet (DK)

2 license numbers and 2 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/januar#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=januar&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/januar

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)