# Kartiera — Payment Provider

Kartiera, operated by Mellifera Kartiera Limited, is an electronic money institution licensed by the Malta Financial Services Authority. For e-merchants and payment service providers it offers Visa and Mastercard card acquiring with 3D Secure 2, recurring payments and payouts. It also offers an Open Banking payment API, IBAN accounts with SEPA, SEPA Instant and SWIFT transfers, and Visa/Mastercard virtual card issuing. All transactions are in EUR.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** E-merchants and payment service providers that want Visa/Mastercard card acquiring along with EUR business accounts, SEPA/SWIFT transfers and virtual card issuing from a Malta-licensed EMI.
- **Categories:** traditional, baas
- **Countries served:** 1 (MT)
- **Payment methods:** mastercard, open_banking, sepa, sepa_instant, swift, virtual_card, visa

## Legal & compliance

Legal entities:
- MELLIFERA KARTIERA LIMITED — Malta — licenses: E-Money Institution, MT, MFSA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/kartiera#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=kartiera&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/kartiera

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)