# LaPay — Payment Provider

LaPay (Lapay UK Ltd), an FCA Authorised Payment Institution based in London, provides online payment gateway and acquiring services that accept credit cards, debit cards, e-wallets and bank transfers. It offers cross-border collections from 100+ countries through a single account, payouts in 130+ currencies, and multi-currency settlement. It also provides currency exchange with real-time quotes, plus risk-control tools such as fraud detection and chargeback dispute support.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Cross-border B2B traders, cross-border e-commerce merchants, and game developers and digital entertainment platforms that collect payments from customers abroad.
- **Categories:** traditional
- **Countries served:** 1 (GB)
- **Payment methods:** bank_transfer, credit_card, debit_card, digital_wallet

## Legal & compliance

Legal entities:
- Lapay UK Ltd — United Kingdom — licenses: Payment Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/lapay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=lapay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/lapay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)