# Laybuy — Payment Provider

New Zealand-founded buy-now-pay-later platform splitting purchases into 6 weekly interest-free payments. Laybuy was listed on ASX from 2020 but went into voluntary administration in June 2024 after years of losses; the brand was acquired by Klarna in October 2024.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** ANZ Buy Now Pay Later
- **Fees:** Merchant discount rate
- **Fee model:** custom
- **Headquarters:** New Zealand
- **Founded:** 2017
- **Sandbox:** yes
- **Webhooks:** no
- **Categories:** regional
- **Regions:** oceania
- **Countries served:** 3 (AU, GB, NZ)
- **Payment methods:** mastercard, visa
- **Features:** startup-friendly
- **Platforms:** mobile, online
- **API docs:** https://integrations.laybuy.com/reference/getting-started

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/laybuy#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=laybuy&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/laybuy

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)