# LemFi — Payment Provider

African diaspora fintech providing international money transfers, multi-currency accounts, and bill payments for Africans abroad. Supports remittances to 20+ African countries.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** African Diaspora Remittances
- **Fees:** Low FX margins, no transfer fees
- **Fee model:** custom
- **Headquarters:** London, United Kingdom
- **Founded:** 2020
- **Sandbox:** no
- **Webhooks:** no
- **Categories:** regional
- **Regions:** africa, europe, north-america
- **Countries served:** 5 (GB, GH, KE, NG, US)
- **Payment methods:** bank_transfer, credit_card, mobile_money
- **Features:** instant-payout, low-fees
- **Platforms:** mobile

## Legal & compliance

Legal entities:
- Lemfi Europe Limited — Ireland — licenses: Payment Institution, IE, Central Bank of Ireland
- LemFi (Lemonade Finance) Limited — United Kingdom

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/lemfi#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=lemfi&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/lemfi

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)