# Linxo — Payment Provider

Linxo is a French open banking provider that offers businesses payment initiation, in which payers approve a bank transfer in their own banking app with no card and no IBAN entry. Its Payments line covers one-off transfers ("Virement simplifié") and payment schedules for one or several instalments. Merchants can use it through an API, a dashboard that sends payment links and QR codes, or PrestaShop and WooCommerce modules. Linxo also offers bank account aggregation and financial data services, as well as a consumer budgeting app.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses such as e-commerce sites, debt collectors, car dealers and travel sellers that want to take high-value payments as bank transfers started through open banking (pay by bank), not by card.
- **Categories:** infrastructure
- **Countries served:** 1 (FR)
- **Payment methods:** bank_transfer, open_banking

## Legal & compliance

Legal entities:
- LINXO — France — licenses: Payment Institution, FR, ACPR

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/linxo#compliance.


Canonical page: https://paymentproviders.io/providers/linxo

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)