# Lydia — Payment Provider

French mobile payment app enabling instant P2P transfers, shared expenses, and merchant payments. One of France's most popular payment apps with millions of users.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** French Mobile Payments
- **Fees:** Free for P2P, merchant fees apply
- **Fee model:** free
- **Headquarters:** Paris, France
- **Founded:** 2013
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** europe
- **Countries served:** 4 (ES, FR, IE, PT)
- **Payment methods:** bank_transfer, credit_card, debit_card, qr_code
- **Features:** instant-payout
- **Platforms:** mobile, online
- **SDKs:** android, ios
- **API docs:** https://supportpro.lydia-app.com/l/fr/category/48iy2xvyrs-lydia-pro-integrer-api

## Legal & compliance

1 legal entity · regulated in 1 jurisdiction on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/lydia#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=lydia&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/lydia

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)