# Mercado Crédito — Payment Provider

Lending and BNPL platform from MercadoLibre offering installment financing at checkout. Provides credit lines for consumers and working capital for sellers across LATAM marketplaces.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** LATAM Marketplace Lending & BNPL
- **Fees:** Interest-based
- **Fee model:** custom
- **Headquarters:** Buenos Aires, Argentina
- **Founded:** 2016
- **Sandbox:** no
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** latin-america
- **Countries served:** 3 (AR, BR, MX)
- **Payment methods:** bank_transfer, mastercard, pix, visa
- **Features:** enterprise
- **Platforms:** online
- **SDKs:** android, ios

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/mercado-credito#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=mercado-credito&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/mercado-credito

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)