# MercadoPago — Payment Provider

The dominant payment platform in Latin America, part of the MercadoLibre ecosystem. MercadoPago supports the full range of regional payment methods including cards, bank transfers, cash payments, and PIX in Brazil. Essential for any business expanding into Latin American markets where local payment methods are crucial for conversion.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Latin American E-commerce
- **Fees:** 2-4% (varies by country)
- **Fee range:** 2%–4%
- **Fee model:** flat-rate
- **Headquarters:** Buenos Aires, Argentina
- **Founded:** 2003
- **Settlement time:** 14–30 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional, traditional
- **Regions:** latin-america
- **Countries served:** 7 (AR, BR, CL, CO, MX, PE, UY)
- **Payment methods:** amex, bank_transfer, boleto, cash, elo, hipercard, mastercard, oxxo, pix, visa
- **Features:** instant-payout, startup-friendly
- **Platforms:** mobile, online
- **SDKs:** dotnet, java, node, php, python, react, ruby
- **API docs:** https://www.mercadopago.com.ar/developers/en/reference

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/mercadopago#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=mercadopago&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/mercadopago

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)