# Mo.one — Payment Provider

Mo.one is a Czech payment institution licensed by the Czech National Bank (AIS and PIS under PSD2) that lets merchants accept account-to-account payments: the customer taps their phone on a PayPoint or terminal, confirms in their own banking app, and funds move via the CNB's CERTIS system to the merchant's account. It also offers Orbit terminals and a SoftPOS option that accept Visa and Mastercard cards alongside direct payments, plus the Mo.one Hub till for orders and sales overviews.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Czech shops, cafés and other in-person merchants that want low-fee account-to-account payments alongside card acceptance.
- **Fees:** A direct payment costs 0.49 % of the payment - for the first 1 000 merchants, after that always 0.78 % at most. No activation fees. With turnover below 100 000 Kč a month the terminal costs 350 Kč a month. For card payments we put the price together to fit your turnover and average transaction
- **Fee model:** custom
- **Settlement time:** A direct payment is in your business account within three seconds - it goes from bank to bank through CERTIS at the Czech National Bank. Card payments are credited by standard settlement.
- **Categories:** regional, traditional
- **Countries served:** 1 (CZ)
- **Payment methods:** mastercard, open_banking, visa

## Legal & compliance

Legal entities:
- Mo.one a.s. — Czechia — licenses: Payment Institution, CZ, ČNB

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/mo-one#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=mo-one&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/mo-one

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)