# Monzo — Payment Provider

UK digital bank's business offering providing integrated payment acceptance, invoicing, tax savings pots, and accounting software integrations for British small businesses and freelancers.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** UK Digital Banking
- **Fees:** Free personal; business from £5/month
- **Fee model:** free
- **Headquarters:** London, United Kingdom
- **Founded:** 2015
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** europe
- **Countries served:** 1 (GB)
- **Payment methods:** apple_pay, bank_transfer, contactless, debit_card, direct_debit, google_pay, mastercard, visa
- **Features:** instant-payout, low-fees, recurring-payments, startup-friendly
- **Platforms:** mobile
- **SDKs:** android, ios
- **API docs:** https://docs.monzo.com/

## Legal & compliance

1 legal entity · regulated in 1 jurisdiction on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/monzo#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=monzo&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/monzo

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)