# Neo — Payment Provider

Neo is a Barcelona-based business payments and treasury platform operated by Neo Payment Factory, S.L., a payment institution authorised by the Bank of Spain (no. 6891). Companies get multi-currency accounts with a nominative IBAN in their own name and can send and receive payments in 25 currencies to 100+ countries via SWIFT and SEPA under Neo's own BIC. The platform offers real-time FX and forward contracts executed on 360T, collections from PSPs, acquirers and crypto exchanges, payments on behalf of (POBO) and stablecoin-to-fiat conversion. It targets corporates with international supply chains, funds and non-bank financial institutions.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Corporates, funds and non-bank financial institutions needing multi-currency IBAN accounts, FX and cross-border B2B payments
- **Categories:** traditional, infrastructure
- **Countries served:** 1 (ES)
- **Payment methods:** bank_transfer, sepa, stablecoin, swift, wire_transfer

## Legal & compliance

Legal entities:
- NEO PAYMENT FACTORY, S.L. — Spain — licenses: Payment Institution, ES, BdE

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/neo#compliance.


Canonical page: https://paymentproviders.io/providers/neo

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)