# Open Financial — Payment Provider

Indian neo-banking platform providing business banking, payment acceptance, and payroll for Indian SMEs. Integrates banking, payments, and accounting in one platform.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Indian SME Neo-Banking
- **Fees:** Free banking; payment fees vary
- **Fee model:** free
- **Headquarters:** Bengaluru, India
- **Founded:** 2017
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** asia
- **Countries served:** 1 (IN)
- **Payment methods:** bank_transfer, upi
- **Features:** instant-payout, startup-friendly
- **Platforms:** mobile, online
- **SDKs:** rest-api
- **API docs:** https://register.open.money/payoutapi


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=open-financial&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/open-financial

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)