# Optal — Payment Provider

Optal Financial is authorised and regulated by the UK Financial Conduct Authority (FRN 900112) and provides virtual card payment solutions, solely for business customers. The company specialises in B2B payment optimisation for the travel industry, issuing single-use Mastercard virtual account numbers (VANs) for online travel agencies and travel intermediaries. Acquired by WEX Inc. (NYSE:WEX) in December 2020 and now operated as part of WEX's global travel-payments platform.

- **Listing status:** Unclaimed — researched from public sources
- **Fees:** Custom enterprise pricing for OTAs and travel intermediaries; no public rate card.
- **Fee model:** custom
- **Headquarters:** London, United Kingdom
- **Founded:** 2005
- **Categories:** traditional
- **Regions:** europe
- **Countries served:** 2 (GB, IE)
- **Payment methods:** mastercard

## Legal & compliance

3 legal entities · regulated in 2 jurisdictions on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/optal#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=optal&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/optal

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)