# Opyn — Payment Provider

Opyn, whose group includes the payment institution Mo.Net, offers Opyn Pay Later, a buy now, pay later service that lets merchants offer business customers instalment and deferred payments. The service includes an algorithmic credit assessment of the buyer, customised payment plans, optional early collection and soft collection of payments. It is delivered through payment links and a plugin for e-commerce, marketplaces, custom solutions and major CMSs.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** B2B sellers (e-commerce, marketplaces, in-store and sales teams) that want to offer business customers instalment or deferred payments with integrated credit checks.
- **Categories:** embedded
- **Countries served:** 1 (IT)
- **Payment methods:** debit_card, direct_debit, mastercard, visa

## Legal & compliance

Legal entities:
- MO.NET S.P.A. — Italy — licenses: Payment Institution, IT, Bank of Italy

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/opyn#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=opyn&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/opyn

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)