# Ozow — Payment Provider

South Africa's leading instant EFT payment platform enabling real-time bank-to-bank payments. Ozow offers Pay by Bank, QR codes, and payment links, providing cardless payment acceptance for South African merchants with competitive low fees.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** South African EFT
- **Fees:** 1.5% or R1 minimum
- **Fee range:** 1.5%–1.5%
- **Fee model:** flat-rate
- **Headquarters:** Cape Town, South Africa
- **Founded:** 2014
- **Settlement time:** Same day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** africa
- **Countries served:** 1 (ZA)
- **Payment methods:** bank_transfer, eft, open_banking, payment_link, qr_code
- **Features:** instant-payout, low-fees
- **Platforms:** mobile, online
- **SDKs:** csharp, java, nodejs, php, python, rest_api
- **API docs:** https://docs.ozow.com

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/ozow#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=ozow&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/ozow

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)