# Payana — Payment Provider

Payana is a payments network for businesses. It is registered with FINTRAC in Canada as a Money Services Business. It offers multi-currency payments over domestic bank transfers, EFT, Interac, ACH and SWIFT, with prepaid cards and SEPA listed as coming soon. Its platform includes automated bulk payment file uploads, routing across multiple providers, dual sign-off for payment files, API access, and reporting tools.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Banks, fintechs, content creators, freelancers, affiliate networks and advertisers that need to send bulk or international payouts via bank rails such as EFT, Interac, ACH and SWIFT.
- **Fees:** $0.00 No Setup fee
- **Fee model:** flat-rate
- **Categories:** traditional
- **Payment methods:** ach, bank_transfer, eft, interac, swift


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=payana&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/payana

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)