# PayJunction — Payment Provider

US payment processor offering paperless, integrated payment solutions. Provides virtual terminal, smart terminal, and developer-friendly APIs for in-person and online payments.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Paperless Payments
- **Fees:** Interchange + 1.49% + $0.15
- **Fee model:** interchange-plus
- **Headquarters:** Santa Barbara, California
- **Founded:** 2000
- **Settlement time:** 1–2 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** north-america
- **Countries served:** 1 (US)
- **Payment methods:** ach, contactless, credit_card, debit_card
- **Features:** low-fees
- **Platforms:** online, pos
- **SDKs:** javascript, rest-api
- **API docs:** https://developer.payjunction.com


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=payjunction&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/payjunction

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)