# PayNow — Payment Provider

Singapore's national instant payment service enabling real-time bank transfers using mobile numbers or national ID (NRIC). PayNow supports cross-border payments to Thailand, Malaysia, and India, making it essential for businesses operating in or with Singapore.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Singapore transfers
- **Fees:** Low per-transaction fees
- **Fee model:** custom
- **Headquarters:** Singapore
- **Founded:** 2017
- **Settlement time:** Instant
- **Sandbox:** no
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** asia, southeast-asia
- **Countries served:** 1 (SG)
- **Payment methods:** bank_transfer, paynow, qr_code, real_time_payments
- **Features:** instant-payout, low-fees
- **Platforms:** mobile, online
- **SDKs:** rest_api
- **API docs:** https://www.abs.org.sg


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=paynow&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/paynow

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)