# PayPal — Payment Provider

One of the world's most recognized digital payment platforms, operating in over 200 markets with support for 130+ currencies. PayPal offers buyer protection, a trusted checkout experience, and multiple payment options including pay-later services through Venmo. A go-to choice for e-commerce businesses seeking broad consumer recognition and trust.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Global e-commerce
- **Fees:** 2.9% + $0.30 + split fees
- **Fee range:** 2.9%–2.9%
- **Fee model:** flat-rate
- **Headquarters:** San Jose, California
- **Founded:** 1998
- **Settlement time:** 3–5 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** africa, asia, europe, latin-america, middle-east, north-america, oceania
- **Countries served:** 5 (AU, DE, GB, GLOBAL, US)
- **Payment methods:** amex, apple_pay, bancontact, bank_transfer, blik, bnpl, crypto, discover, eps, giropay, google_pay, ideal, mastercard, paypal, przelewy24, sofort, trustly, venmo, visa
- **Features:** crypto-support, enterprise, instant-payout, instant-sandbox, low-fees
- **Platforms:** mobile, online, pos
- **SDKs:** android, dotnet, ios, java, javascript, node, php, python, ruby, typescript
- **API docs:** https://developer.paypal.com/api/rest/

## Legal & compliance

Legal entities:
- PAYPAL AUSTRALIA PTY LIMITED — Australia — licenses: License, AU, ASIC
- PayPal (Europe) S.à r.l. et Cie, S.C.A. — Luxembourg — LEI 549300ZV1RSA9F0LU821 — licenses: Banking License, LU, CSSF
- PayPal, Inc. — United States — LEI 5493005X2GO78EFZ3E94

Certifications: GDPR, PCI DSS Level 1, PSD2

2 license numbers and 4 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/paypal#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=paypal&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/paypal

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)