# PayPay — Payment Provider

Japan's largest mobile payment platform (SoftBank/Yahoo joint venture) with 60+ million users. Provides QR code payments, online checkout, and merchant solutions across Japan.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Japanese Mobile Payments
- **Fees:** From 1.6% per transaction
- **Fee model:** flat-rate
- **Headquarters:** Tokyo, Japan
- **Founded:** 2018
- **Settlement time:** Next business day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** asia
- **Countries served:** 1 (JP)
- **Payment methods:** bank_transfer, mobile_wallet, qr_code
- **Features:** instant-payout, startup-friendly
- **Platforms:** mobile, pos
- **SDKs:** java, node, php, python, rest-api
- **API docs:** https://developer.paypay.ne.jp

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/paypay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=paypay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/paypay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)