# PayPo — Payment Provider

PayPo is a Polish buy-now-pay-later provider that online shops can add as a payment method. Their customers can then buy now and pay later. Merchants can offer "pay in 30 days" and "split into 3" options, and PayPo provides developer and marketing materials for integration. Founded in 2016 in Poland, the company opened a local entity in Romania in 2022.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Online shops in Poland (and Romania) that want to offer customers buy-now-pay-later options such as paying within 30 days or in three instalments.
- **Fees:** PayPo - kup teraz, zapłać za 30 dni: Opłata na start 0 zł; Opłata abonamentowa 0 zł; Max. prowizja za transakcję 2,49 %. PayPo - podziel na 3: Opłata na start 0 zł; Opłata abonamentowa 0 zł; Prowizja ustalana indywidualnie.
- **Fee model:** custom
- **Categories:** traditional
- **Countries served:** 2 (PL, RO)
- **Payment methods:** bnpl, installments, invoice

## Legal & compliance

Legal entities:
- PayPo spółka z ograniczoną odpowiedzialnością — Poland — licenses: Payment Institution, PL, KNF

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/paypo#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=paypo&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/paypo

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)