# PaySaxas — Payment Provider

PaySaxas, operated by Finnish-authorised electronic money institution PaySaxas Oy, offers dedicated EUR accounts to registered businesses, sole proprietors and individuals. Accounts come with dedicated EUR IBANs and support SEPA and SEPA Instant payments. Onboarding is done online with KYB/KYC review, and client funds are held in segregated safeguarding accounts. Cards are not currently offered.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses, including newly registered companies, sole proprietors, and cross-border traders, that need a dedicated EUR IBAN account for SEPA and SEPA Instant payments.
- **Fees:** Business account: Onboarding fee €500.00; Monthly maintenance from €50.00; Additional dedicated IBAN opening €10.00, monthly servicing €10.00; Account closure €50.00; SEPA incoming (Instant / Regular) from €2.00; SEPA outgoing (Instant / Regular) from 0.1% + €5.00; Internal transfers within PaySaxas Oy 0.05% + €2.00; Team members (per member, per month) €10.00. Sole proprietor: Onboarding fee €50.00; Monthly maintenance €10.00; Additional dedicated IBAN opening €5.00, monthly servicing €5.00; Account closure €10.00; SEPA incoming €2.00; SEPA outgoing 0.2% + €5.00; Internal transfers 0.05% + €2.00; Team members €5.00. Individual: Onboarding fee Free; Monthly maintenance €10.00. Prices marked "from" are starting prices. Final fees are confirmed during onboarding.
- **Fee model:** flat-rate
- **Settlement time:** Eligible SEPA Instant payments usually arrive in seconds. Regular SEPA payments are normally completed the same business day.
- **Categories:** baas
- **Countries served:** 1 (FI)
- **Payment methods:** bank_transfer, sepa, sepa_instant, virtual_account

## Legal & compliance

Legal entities:
- PaySaxas Oy — Finland — licenses: E-Money Institution, FI, FIVA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/paysaxas#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=paysaxas&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/paysaxas

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)