# Payset — Payment Provider

Payset (Pay Set Limited, an FCA-authorised electronic money institution) offers multi-currency business accounts with international transfers and currency exchange across 35 currencies. Businesses can receive payments through domestic virtual IBANs in key territories. They can also make bulk and scheduled recurring payments and manage team permissions. Client funds are safeguarded under FCA rules.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** SMBs and growing companies, such as travel, events, import/export and holding businesses, that need multi-currency business accounts and cross-border payments.
- **Fees:** Free signup and 35-currency holding; local receive/send (EUR/USD/GBP) from £2; international up to 0.4-0.5% (min £10-18); CHAPS from £14-15; FX markup 0.9% down to 0.09% by 90-day volume; unlimited users free
- **Fee model:** free
- **Categories:** traditional
- **Countries served:** 1 (GB)
- **Payment methods:** ach, bank_transfer, chaps, eft, faster_payments, fedwire, sepa, sepa_instant, swift, virtual_account

## Legal & compliance

Legal entities:
- Pay Set Limited — United Kingdom — licenses: E-Money Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/payset#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=payset&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/payset

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)