# Paytm — Payment Provider

India's leading digital payment platform with 300+ million users. Provides QR payments, payment gateway, UPI, wallet, and financial services for consumers and merchants.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Indian Digital Payments
- **Fees:** 1.99% for payment gateway
- **Fee range:** 1.99%–1.99%
- **Fee model:** flat-rate
- **Headquarters:** Noida, India
- **Founded:** 2010
- **Settlement time:** Next business day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional, traditional
- **Regions:** asia
- **Countries served:** 1 (IN)
- **Payment methods:** bank_transfer, credit_card, debit_card, mobile_wallet, qr_code, upi
- **Features:** enterprise, instant-payout
- **Platforms:** mobile, online, pos
- **SDKs:** android, dotnet, flutter, ios, java, javascript, php, python, rest-api
- **API docs:** https://developer.paytm.com

## Legal & compliance

Legal entities:
- Paytm Europe Payments S.A. — Luxembourg — licenses: Payment Institution, LU, CSSF
- One97 Communications Limited — India — LEI 335800ZRHU5J6GSTMI23

1 license number and 2 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/paytm#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=paytm&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/paytm

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)