# Paytop — Payment Provider

Paytop (PAYTOP SAS, Paris) provides a white-label money transfer platform that lets businesses offer remittances under their own brand. Senders can pay by credit/debit card, bank transfer or open banking, and recipients can receive funds by bank transfer, cash pickup, mobile wallet or ATM. Paytop handles KYC, AML and optionally customer care, and offers a modular API suite. It is licensed as a payment institution by the ACPR and registered as a crypto-asset service provider by the AMF.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses that want to launch their own branded money-transfer (remittance) service in Europe without holding their own payment licence.
- **Categories:** infrastructure, embedded
- **Countries served:** 2 (EEA, GB)
- **Payment methods:** bank_transfer, credit_card, debit_card, mastercard, open_banking, visa

## Legal & compliance

Legal entities:
- PAYTOP SAS — France — LEI 969500VA4A8CRCS2N988 — licenses: License, FR, ESMA MiCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/paytop#compliance.


Canonical page: https://paymentproviders.io/providers/paytop

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)