# Paytrail — Payment Provider

Finland's largest online payment company and Nexi Group subsidiary, supporting all Finnish banks, cards, and local payment methods. Paytrail offers multi-merchant split payments, subscriptions, and BNPL options for Finnish e-commerce businesses.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Finnish e-commerce
- **Fees:** From €59/month + transaction fees
- **Fee model:** subscription
- **Headquarters:** Helsinki, Finland
- **Founded:** 2007
- **Settlement time:** 1–2 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** europe
- **Countries served:** 2 (EU, FI)
- **Payment methods:** amex, bnpl, installments, invoice, mastercard, mobile_payment, visa
- **Features:** startup-friendly
- **Platforms:** mobile, online
- **SDKs:** csharp, java, nodejs, php, python, rest_api
- **API docs:** https://docs.paytrail.com

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/paytrail#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=paytrail&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/paytrail

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)