# Peratera — Payment Provider Peratera UK Ltd is an FCA-authorised electronic money institution (FRN 1023849) offering multi-currency business accounts in GBP, EUR, USD and 12+ other currencies, with own-named IBANs. Businesses can send and receive transfers to 160+ countries over SWIFT, SEPA and Faster Payments, with FX conversion and an API for automating transactions and mass payouts. The firm began as a payment gateway in 2022 and became an authorised EMI in 2025. - **Listing status:** Unclaimed — researched from public sources - **Best for:** Businesses that need multi-currency accounts with own-named IBANs to send and receive cross-border payments, including high-value and API-automated mass payouts. - **Categories:** baas - **Payment methods:** swift ## Legal & compliance Legal entities: - PERATERA UK LTD — United Kingdom — licenses: E-Money Institution, GB, FCA 1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/peratera#compliance. **Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=peratera&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that. Canonical page: https://paymentproviders.io/providers/peratera --- **Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)