# Perlas Finance — Payment Provider

Perlas Finance is an electronic money and payment institution licensed by the Bank of Lithuania. Its business product, Perlas Pay, lets merchants accept pay-by-bank payments through a single integration covering nearly 2,000 banks in 27 EEA countries. It also offers SEPA Instant payments in and payouts out, dedicated IBAN accounts, customer verification and recurring payments. The company also collects bill and utility payments and handles cash deposits and withdrawals through a retail and terminal network in Lithuania.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses in Lithuania and the EEA that want to accept bank-based (pay-by-bank and SEPA Instant) payments and send instant payouts. This ranges from e-commerce merchants to firms in highly regulated sectors.
- **Categories:** traditional, regional
- **Countries served:** 3 (LT, LV, PL)
- **Payment methods:** open_banking, sepa_instant

## Legal & compliance

Legal entities:
- UAB „Perlas Finance“ — Lithuania — licenses: E-Money Institution, LT, Bank of Lithuania

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/perlas-finance#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=perlas-finance&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/perlas-finance

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)