# Pesapal — Payment Provider

East African payment gateway processing millions of transactions monthly. Supports M-Pesa, Airtel Money, cards, and bank transfers for online, POS, and mobile payments.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** East African Payments
- **Fees:** 1.5%-3.5% per transaction
- **Fee range:** 1.5%–3.5%
- **Fee model:** flat-rate
- **Headquarters:** Nairobi, Kenya
- **Founded:** 2009
- **Settlement time:** Next business day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional, traditional
- **Regions:** africa
- **Countries served:** 4 (KE, RW, TZ, UG)
- **Payment methods:** bank_transfer, credit_card, debit_card, google_pay, m_pesa, mastercard, mobile_wallet, nfc, visa
- **Features:** startup-friendly
- **Platforms:** mobile, online, pos
- **SDKs:** dotnet, java, php, python, rest-api
- **API docs:** https://developer.pesapal.com


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=pesapal&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/pesapal

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)