# PhonePe — Payment Provider

India's largest UPI payment platform processing 50%+ of all UPI transactions. Provides consumer payments, merchant acceptance, and financial services through a super-app.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Indian UPI Payments
- **Fees:** Free for UPI, gateway fees vary
- **Fee model:** free
- **Headquarters:** Bangalore, India
- **Founded:** 2015
- **Settlement time:** Same day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** asia
- **Countries served:** 1 (IN)
- **Payment methods:** credit_card, debit_card, mobile_wallet, qr_code, upi
- **Features:** instant-payout, low-fees
- **Platforms:** mobile, online
- **SDKs:** android, flutter, ios, java, javascript, rest-api
- **API docs:** https://developer.phonepe.com

## Legal & compliance

Legal entities:
- PhonePe Private Limited — India — LEI 335800NGJ7E9BD4C6Z11

1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/phonepe#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=phonepe&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/phonepe

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)