# PicPay — Payment Provider

A popular Brazilian digital wallet and neobank known for social payment features and cashback rewards. PicPay offers a free digital account, payment cards, PIX integration, and peer-to-peer transfers within its large user base. A growing payment option for merchants targeting young, mobile-first Brazilian consumers.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Brazilian Social Payments
- **Fees:** Merchant fees from 1.99%
- **Fee range:** 1.99%–1.99%
- **Fee model:** flat-rate
- **Headquarters:** São Paulo, Brazil
- **Founded:** 2012
- **Settlement time:** 1–2 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** latin-america
- **Countries served:** 1 (BR)
- **Payment methods:** bank_transfer, boleto, credit_card, debit_card, mobile_wallet, pix, qr_code
- **Features:** instant-payout, low-fees, startup-friendly
- **Platforms:** mobile, online
- **SDKs:** rest_api
- **API docs:** https://developers-business.picpay.com/


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=picpay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/picpay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)