# Pin Payments — Payment Provider

A complete payments solution for small businesses and platforms in Australia and New Zealand. Pin Payments combines gateway, processor, and acquiring in one account with no lock-in contracts or monthly fees, ideal for startups and SMBs.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Australian startups
- **Fees:** 1.75% + $0.30 domestic
- **Fee range:** 1.75%–1.75%
- **Fee model:** flat-rate
- **Headquarters:** Melbourne, Australia
- **Founded:** 2013
- **Settlement time:** 3 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** oceania
- **Countries served:** 2 (AU, NZ)
- **Payment methods:** amex, apple_pay, diners, discover, google_pay, jcb, mastercard, visa
- **Features:** low-fees, startup-friendly
- **Platforms:** mobile, online
- **SDKs:** csharp, java, nodejs, php, python, rest_api, ruby
- **API docs:** https://pinpayments.com/developers/api-reference


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=pin-payments&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/pin-payments

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)