# Pingo Pay — Payment Provider

Pingo Pay Ltd. is a Money Services Business registered in Canada with FINTRAC and based in Victoria, BC. It offers businesses multi-currency accounts with dedicated IBANs, cross-border transfers over SWIFT, SEPA and SEPA Instant, and mass and scheduled payouts. It also provides online card and wallet acquiring, corporate Visa/Mastercard cards, and a REST API with webhooks.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses that want multi-currency IBAN accounts, cross-border transfers, mass payouts and online card acquiring from a single Canadian MSB-registered provider.
- **Fees:** Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged.
- **Fee model:** subscription
- **Settlement time:** Instant
- **Categories:** traditional
- **Payment methods:** credit_card, digital_wallet, sepa, sepa_instant, swift


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=pingo-pay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/pingo-pay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)