# Qwist — Payment Provider

Qwist is a German open finance provider with three product groups. Connect gives API access to bank account and payment data. Assess adds data enrichment, income verification and risk insights. Activate covers account and portfolio switching, account verification and Pay by Bank. Pay by Bank lets a business's end users start a SEPA Credit Transfer straight from their bank account, and businesses without their own licence can use it.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Banks, lenders, payment companies, fintechs and e-commerce businesses, including ones without a licence, that need API access to bank-account data, income and risk checks, account switching or SEPA pay-by-bank initiation.
- **Categories:** infrastructure
- **Countries served:** 5 (AT, CH, DE, ES, PT)
- **Payment methods:** open_banking, sepa

## Legal & compliance

Legal entities:
- Qwist GmbH — Germany — licenses: Payment Institution, DE, BaFin

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/qwist#compliance.


Canonical page: https://paymentproviders.io/providers/qwist

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)