# Railsr — Payment Provider

Railsr is an embedded finance and Banking-as-a-Service platform. Through its APIs, businesses can add wallets, accounts, payments, rewards and debit, prepaid, credit or virtual cards to their own products. PayrNet Limited, a UK e-money institution and a subsidiary of Railsr, provides the regulated services, while Railsr provides the technology. The site says that, for now, it cannot onboard new agents or distributors without prior written consent from the FCA.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Fintechs, sports clubs, retailers and brands that want to build wallets, accounts, cards or rewards into their own app through an API.
- **Categories:** baas, embedded
- **Countries served:** 1 (GB)
- **Payment methods:** bacs, faster_payments, sepa

## Legal & compliance

Legal entities:
- PayrNet Limited — United Kingdom — licenses: E-Money Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/railsr#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=railsr&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/railsr

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)