# reflow — Payment Provider

reflow (Reflow Zone Limited) runs an open banking platform with an API that connects to banks. It has three products: FlowPay for direct bank payments, BankFlow for user-permissioned bank account data and transaction history, and FlowVerify for checking account balances, income and employer details. Businesses can build these services into their own tools, apps and websites.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses and developers that want to build open banking bank payments, bank data access or account and income verification into their own apps and websites.
- **Categories:** infrastructure
- **Countries served:** 1 (GB)
- **Payment methods:** bank_transfer, open_banking, payment_link, qr_code

## Legal & compliance

Legal entities:
- Reflow Zone Limited — United Kingdom — licenses: Payment Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/reflow#compliance.


Canonical page: https://paymentproviders.io/providers/reflow

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)