# Scalapay — Payment Provider

Italian-born BNPL provider offering pay-in-3 and pay-in-4 installments across European markets. Partners with 5,000+ brands in fashion, beauty, travel, and home sectors.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** European BNPL
- **Fees:** Merchant fees vary by volume
- **Fee model:** custom
- **Headquarters:** Milan, Italy
- **Founded:** 2019
- **Settlement time:** Instant
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** europe
- **Countries served:** 9 (AT, BE, DE, ES, FI, FR, IT, NL, PT)
- **Payment methods:** amex, apple_pay, bnpl, credit_card, google_pay, mastercard, paypal, visa
- **Platforms:** mobile, online
- **SDKs:** javascript, php, python, rest-api
- **API docs:** https://developers.scalapay.com

## Legal & compliance

Legal entities:
- SCALAPAY IP S.P.A. — Italy — licenses: Payment Institution, IT, Bank of Italy
- Incremento SPV S.r.l. — Italy — LEI 8156007A97523E5CD936

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/scalapay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=scalapay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/scalapay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)