# SH Financial — Payment Provider

SH Financial is the brand of UAB Stanhope Financial, an electronic money institution authorised by the Bank of Lithuania. It offers businesses multi-currency accounts with safeguarding in 15 currencies, named IBAN accounts, international and domestic transfers (SEPA, Faster Payments, ACH/US domestic wires), and FX. As a Visa principal member it also offers card issuance, BIN sponsorship and Cards as a Service for consumer and corporate card programs.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Fintechs, platforms and businesses (including licensed crypto exchanges/VASPs and high-risk industries) that need multi-currency IBAN business accounts or want to launch their own Visa card programs.
- **Fees:** Accumulative: Account Opening Fee € 100.00; Account Monthly Fee FREE; SEPA (IN) FREE; SEPA (OUT) Unavailable; SWIFT (IN) FREE; SWIFT (OUT) Unavailable; FX (G10) 1%. NB-8 Business: Opening € 100.00; Monthly € 5.00; SEPA (IN) FREE; SEPA (OUT) € 0.50; SWIFT (IN/OUT) 0.25% Min € 25.00; FX (G10) 1%. EEA+ Business: Opening € 100.00; Monthly € 50.00; SEPA (IN/OUT) 0.10% Min € 2.00; SWIFT (IN/OUT) 0.30% Min € 25.00; FX (G10) 1%. MAX Business (High risk Industries): Opening €500.00; Monthly €200.00; SEPA (IN/OUT) 0.25% Min € 2.00; SWIFT (IN/OUT) 0.50% Min €50.00; FX (G10) 1%. CRYPTO Business: Opening €1000.00; Monthly €500.00; SEPA (IN/OUT) 0.25% Min € 2.00; SWIFT (IN/OUT) 0.50% Min €50.00; FX (G10) 1%. Enterprise: tailored pricing.
- **Fee model:** subscription
- **Categories:** baas, crypto, high-risk
- **Countries served:** 1 (LT)
- **Payment methods:** ach, bank_transfer, corporate_card, faster_payments, sepa, swift, virtual_account, virtual_card, visa

## Legal & compliance

Legal entities:
- UAB STANHOPE FINANCIAL — Lithuania — licenses: E-Money Institution, LT, Bank of Lithuania

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/sh-financial#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=sh-financial&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/sh-financial

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)