# Shift4 — Payment Provider

An end-to-end payment and commerce platform with deep specialization in the hospitality and retail industries. Shift4 offers integrated POS systems and payment processing with competitive interchange-plus pricing. Well-suited for restaurants, hotels, and retailers who want a unified commerce solution.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Hospitality & Retail
- **Fees:** 0.05% + $0.03 above interchange
- **Fee range:** 0.05%–0.05%
- **Fee model:** interchange-plus
- **Headquarters:** Allentown, Pennsylvania
- **Founded:** 1999
- **Settlement time:** 1–2 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** europe, north-america
- **Countries served:** 2 (EU, US)
- **Payment methods:** amex, apple_pay, diners, discover, gift_card, google_pay, jcb, mastercard, visa
- **Features:** instant-payout, startup-friendly
- **Platforms:** mobile, online, pos
- **SDKs:** android, dotnet, ios, java, node, php, python
- **API docs:** https://developer.shift4.com/

## Legal & compliance

4 legal entities on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/shift4#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=shift4&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/shift4

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)