# Siirto — Payment Provider

Finland's instant payment system enabling real-time money transfers between bank accounts regardless of time or day. Siirto is integrated into major Finnish banking apps including OP and Nordea, supporting both private and corporate payments.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Finnish instant transfers
- **Fees:** €0.20-0.50
- **Fee model:** flat-rate
- **Headquarters:** Helsinki, Finland
- **Founded:** 2017
- **Settlement time:** Instant
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** europe
- **Countries served:** 1 (FI)
- **Payment methods:** mobile_payment, real_time_payments
- **Features:** instant-payout, startup-friendly
- **Platforms:** mobile
- **SDKs:** android, ios, rest_api
- **API docs:** https://support.nordeaopenbanking.com/hc/en-us/articles/360003823460


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=siirto&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/siirto

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)